You are unmarried;.consultant, or free -lancer or independent contractor. Check with your local.The White House budget released earlier this year proposes to establish an out-of-pocket limit to the Part D benefit by phasing down beneficiary co-insurance in the catastrophic coverage phase of the benefit from 5 percent to no-cost sharing over four years, beginning in 201While this is better than nothing, the proposals make other changes shifting significant costs to Part D plans which would likely be passed on to consumers in higher premium costs and higher drug costs for the sickest people who hit the pre-catastrophic Part D gap. One analyst has estimated those costs would average ,000. In addition, there is no proposal at all that would allow Medicare to negotiate drug prices..This estimate is still just that - an estimate. The 2020 COLA is based on CPI data through September 2019 and won't be announced until October. Inflation could start going up again, but with the first five months of data so low, we are likely to see another low COLA in 2020..House Republicans surprised the nation earlier this year by approving an increase to the federal budget debt limit in exchange for passing the "No Budget, No Pay Act." The legislation required Members of Congress in both chambers to pass a budget resolution by April 15, 2013, or their pay would be withheld until they do. According to a TSCL poll, 62 percent of seniors thought the "No Budget, No Pay Act" was a smart move that would get the legislative process back on track..My frail mother was in the hospital after passing out and falling. She stayed "in observation" for four days and received a number of tests for stroke, heart and circulatory problems. After discharge, her doctor said she needed nursing home care. The nursing home warned us that if mother's hospital stay was observation Medicare would not cover the nursing home stay. She has received several large bills for the hospital care. We can't afford to pay for this care out-of-pocket. Can you suggest anything?.If adopted, the Audiology Patient Choice Act would improve Medicare coverage for hearing services that are performed by licensed audiologists. According to the bill's sponsors, under current law, Medicare does not recognize audiologists as providers of health-related hearing services, and it will only reimburse audiologists for diagnoses when they are referred by physicians or nurse practitioners. The Audiology Patient Choice Act would ensure access to a full range of hearing services provided by licensed audiologists..Preventing benefit cuts. Older Americans understand the compounding effect that even the smallest benefit cut can have over the course of several years. DI beneficiaries living on fixed incomes simply cannot afford a reduction in benefits..Will My Social Security Benefits Be Taxable?

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Just hours after the trustees released their annual reports on Wednesday, members of the House Ways and Means Social Security Subcommittee met with Chief Actuary Stephen Goss to discuss the findings. Many of those present at the hearing expressed their commitment to addressing the program's funding shortfall. Chairman Sam Johnson said, "The longer we wait, the tougher it will get to fix Social Security. So the sooner we act the better." Chief Actuary Goss agreed, saying: "The trustees have consistently advised that enacting changes soon, even if with delayed effective dates, will allow more options to be considered, more advance warning for those affected, and a more gradual phase-in of adjustments.".This week, House and Senate lawmakers remained in their home states and districts to continue the two-week spring recess. They are expected to return to Capitol Hill on Monday, April 29th. In the days ahead, Members of Congress may be hosting town hall meetings and attending events in their home states and districts..Two provisions of law, known as the Windfall Elimination Provision and Government Pension Offset unfairly reduce, or even completely eliminate, the Social Security benefits of millions of Americans who have devoted their careers to public service, in addition to having worked other jobs that withheld payroll taxes for Social Security. … Continued

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The CBO option would change the taxation of Social Security to be more like distributions from defined benefit pension plans. Those distributions are fully taxable except for the portion that represents the recovery of "basis," or what an employee paid in - that is, his or her after-tax contributions to the plan. Once the recipient has recovered his or her entire "basis" all subsequent pension distributions are fully taxed..It's likely the surprise billing package will be attached to the year-end government spending bill, as lawmakers attempted to do late last year, assuming they can come to an agreement by the end of the year..The Senior Citizens League is working for enactment of legislative measures that would lower prescription drug costs. To learn how to get involved, visit. … Continued

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