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Are benefit cuts inevitable when Social Security's financing runs low in a few years? Your participation in this November's presidential election will play a critical role in how this question will be answered..Divide family size-packages into single servings: You can't afford to buy big packages every week, but with careful planning you might be able to buy one big package of something once a month and get enough portions to feed you for two months. Soon after purchasing divide your family pack into smaller individual portions and freeze or store appropriately. Hint: Use a good cling film and wrap individual portions. Freeze in reusable zipper bags. Mark with contents and date..In the coming weeks, budget discussions will continue on Capitol Hill as committees in the House and Senate form proposals of their own. TSCL is hopeful that leaders in both chambers will consider measures that would improve the pharmaceutical industry and ensure access to more affordable prescription drugs for Part D enrollees. We will monitor the budget debate closely in the weeks ahead, and we will post updates here in the Legislative News section of our website..A question to ask yourself is how long you plan to stay in the home, and how many years remain on your current mortgage. If your current mortgage only has 10 or 15 years left to go, refinancing is likely to result in higher lifetime interest costs. When you get a new loan, most of the charges in the early years go towards interest costs. But if you only have a few years left on your current loan, you have moved past that stage and are making progress toward paying off your loan balance. If you refinance now, you start over from scratch..beneficiaries with incomes in 2019 are ,000 0,000 or more and who pay an income-related surcharge..partnership programs available in several states..Nearly twenty new initiatives were revealed at Monday's conference. In his speech, President Obama announced one that will encourage workers to save more for retirement by helping states create new workplace-based savings opportunities. Currently, around one-third of all employees do not have access to a workplace retirement plan. The initiative announced on Monday will "provide a clear path forward for states to create retirement savings programs" by the end of this year, President Obama said..Congress Should Work Together to Strengthen Social Security.Prohibiting DI and Unemployment Insurance "double-dipping." No laws currently exist to prevent individuals from receiving both disability and unemployment benefits at the same time, even though eligibility rules for the two programs are mutually exclusive. Prohibiting "double-dipping" is a sensible step forward that would save nearly billion over 10 years.

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If you find yourself in the situation where it's getting difficult to afford your prescriptions, Medicare has a program known as "Extra Help," that pays for some or even most of your out-of-pocket drug costs. You qualify if your monthly income is less than ,538 for individuals or ,078 for couples, and your assets are lower than the specified amount :.The Republicans on the committee include: Sens. Jon Kyl, John Barrasso, and Mike Crapo ; and Reps. Tom Price, Nan Hayworth, Renee Ellmers, Dave Camp, Fred Upton, Tom Reed, Kevin Brady, and Greg Walden..Medicare costs take a significant portion of retirees' Social Security benefits. A survey conducted by The Senior Citizens League found that more than 51 percent of survey participants report spending at least 6 per month on total healthcare costs and more than one in- five spend ,000 or more per month. … Continued

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Many of you will no doubt remember that we used to celebrate both Washington's and Lincoln's birthdays separately. In 1968 Congress passed the Uniform Monday Holiday Bill, which moved several federal holidays to Mondays..As a non-partisan, non-profit seniors organization, TSCL does NOT endorse candidates in presidential or congressional races. Our mission is to educate the public about Social Security and Medicare benefits and about legislative proposals that would affect Americans' retirement security. We urge you to make sure your voter registration and your photo ID's are up–to–date, especially if you have moved recently. We encourage all of you to vote this November!.Representative John Larson introduced H.R. 860 on January 30, 201It has since been referred to the Committee on Ways and Means. … Continued