COLA Fairness - TSCL strongly believes that the Social Security cost-of-living-adjustment that seniors are currently receiving does not accurately reflect how they must spend their money. Our studies and surveys indicate that the current COLA is growing too slowly and does not accurately measure inflation experienced by seniors. The COLA is based on a consumer price index that reflects how young urban workers tend to spend their money. Older Americans spend a disproportionate share of their household budget on health care. Since health care costs continue to rise so quickly and since most health care spending cannot be substituted out for something cheaper TSCL believes that seniors would be better served if their COLA was based upon a consumer price index for elderly consumers, the CPI-E. Current COLA efforts.Low premiums: MA premiums are typically about 60% lower than Medigap premiums, and despite cut backs to plan reimbursements, MA premiums have remained relatively low. However, if you live in a rural area your plan choices may be more limited, and no matter where you live, your premiums may climb in the future..TSCL believes this offensive policy is long overdue for a change. Social Security provides monthly income to retirees and we believe retirees are entitled to every last dime, including benefits for the month in which they die. Payment for the final month is especially important as you point out because medical and funeral expenses can be significant..Forty-one million Americans participate in Part D. Medicare should be able to negotiate drug prices on their behalf just as the VA and private insurers do. Doing so would have the potential to lower drug costs for Part D participants and save Medicare money. For these reasons, I've introduced multiple bills to end Medicare's ban on price negotiation, and have urged President Trump not to renege on his campaign pledges supporting this..What do you think of options to fix the pending insolvency of Social Security's disability program? Take a poll. Visit TSCL's website at..A third order seeks to lower insulin costs and the fourth order would require Medicare to purchase drugs at the same price that other countries pay..Recently a journalist, familiar with my estimates of cost-of-living adjustments, contacted me for my thoughts on the topic. Did I think we were staring down rising inflation? I told him that I needed to see more data..This is a tough decision, for which you need independent advice from someone other than the marketing agent of a MA plan. TSCL strongly recommends that you contact your area agency on aging or senior services department and ask for one-on-one counseling available through your State Health Insurance Assistance Program. The service is available at no charge..In fact, according to research by The Senior Citizens League, homeowner's insurance has grown 199 percent since 2000, making it one of the fastest growing costs that retirees face, second only to prescription drug costs. Joe reports that his homeowners and car insurance have increased every renewal period over the past two years. His homeowner's premiums rose from ,284 a year to ,566, an increase of 22 percent. Joe's auto insurance premiums increased 0 over the last four renewal periods, which are every six months, despite no tickets or accidents. Government subsidized FEMA flood insurance this year increased 7.4%.

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No. Citizenship is not a requirement to become eligible for either Social Security or Medicare. All that's required is legal work authorization, and a valid Social Security number, which undocumented immigrants would receive under the new executive action. After working for a long enough period, usually about ten years, individuals become eligible for Social Security retirement benefits when they meet age requirements. If they are eligible for Social Security, individuals automatically become eligible for Medicare at age 65, or after a two-year wait if disabled..The program was designed to address the needs of low–income seniors, who receive both Medicare and Medicaid. The group includes the oldest, sickest and poorest of seniors, including many Notch Babies, who tend to have multiple health problems, including the need for long term care. Although they make up only 15 percent of all Medicaid beneficiaries, they account for almost 40 percent of Medicaid expenditures, according to the Kaiser Commission on Medicaid and the Uninsured..This week, The Senior Citizens League was pleased to see support grow for two key bills. … Continued

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This week, lawmakers returned to Capitol Hill and two committees held hearings to discuss the opioid epidemic. In addition, The Senior Citizens League saw support grow for several key bills..The plans also reduce spending on premiums, because they eliminate the need for supplemental insurance. While the majority of Medicare beneficiaries still receive their Medicare benefits through traditional Medicare, many also purchase a Medicare supplement or "Medigap" policy to cover the considerable amount of out-of-pocket spending that Medicare alone does not cover, and a free-standing Part D drug plan..You can also get one-on-one counseling and assistance in applying through your State Health Insurance Program. Find the contact for your area online at: shiptacenter.org. … Continued

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