People who don't have their premiums deducted from Social Security payments, including those still working and who haven't started Social Security yet..Pay special attention to the bathroom. Bathrooms are second to kitchen remodels for raising the selling price of your home. Modernizing the fixtures is a good idea, but don't rush to throw out that antique claw foot tub, check with your agent first. There are companies that can refinish those old tubs. Repair or replace leaky toilets and faucets. Repair or replace chipped tiles, replace caulking and grouting where necessary..TSCL's Senior Survey also asks questions to learn how seniors think Congress should reduce the deficit. Should Congress focus on policies that create jobs, spending cuts, revenue increases, or a combination of approaches? Major reductions to Social Security benefits and proposals to make seniors pay a bigger share of their Medicare costs form the basis of the most widely - debated deficit reduction plans. "Experts in the know say it's not a matter of 'if' Medicare and Social Security will undergo major changes, but 'when'," Hyland notes. "But seniors' answers are important because older voters could decide the next election," Hyland says. TSCL will be sharing results of the 2012 Senior Survey in meetings with Members of Congress..physical or mental condition at some point that will cause them to need help.Bipartisan legislation before the House and Senate would repeal the Windfall Elimination Provision and the Government Pension Offset benefit reductions so that millions of retired teachers and police officers receive the Social Security benefits they have earned and deserve. Will you cosponsor the Social Security Fairness Act when you return to Washington?."I make no apologies. These very, very popular entitlement programs at some point are gonna have to be adjusted.".Currently the SSA uses all earnings to determine entitlement to benefits, including the earnings for jobs worked illegally. The majority of seniors responding to TSCL surveys on the topic believe that noncitizens should not be allowed to receive Social Security based on illegal work. TSCL agrees. Social Security benefits are determined on earnings and work history, regardless of whether taxes were paid or not. Because those earnings are held by Social Security in an Earnings Suspense file, non-citizens could at some point gain access to benefits based on illegal earnings. TSCL strongly supports legislation that would ban the payment of Social Security based on unauthorized work..pharmacy with a prescription for blood pressure medication. Visits to the.Long-term care insurance, however, has its shortcomings. It's