I have absolutely NO idea what I did with the car keys..To qualify, you must meet your state's income and asset limits. The information listed below show the 2019 baseline gross monthly income and asset limits but, even if your income or assets are slightly higher, you should still apply because these limits are somewhat higher for 2020, and some states have different guidelines..The subsidies are based on household income. If your income went down in 2014 you may be entitled to a bigger health insurance subsidy tax credit. But if your income goes up you would get a lower premium subsidy..He purchased it on his first trip to the dealership after receiving an offer in the mail of payments of a month. Instead of a payment that low, though, he wound up owing 0+ a month for five years. His auto loan charges 18% interest. My brother couldn't pass a credit check from a legitimate lender. He's had numerous problems with debt collectors over the years, although he and his wife still own their home with no mortgage now. Do you have any advice?.Work on Funding Bill Continues.TSCL receives hundreds of comments like this from Notch.How Long After Passage Will It Take To Award Notch Benefits? My mother was a Notch baby, born in 1919 and now my disabled brother receives her survivor's benefits. It is only fair that he receives whatever the government did not award my mother and other workers. If The Notch Fairness Act is passed how long will it take to award survivors?.A survey conducted by TSCL earlier this year found that 73 percent of people responding strongly oppose a widely debated proposal to cut benefits by switching to a more slowly-growing COLA index. Sixty-five percent, however, strongly favor raising the taxable maximum income cap and requiring high income workers with wages of more than 7,000 to pay taxes on all earnings..According to most projections the change would cut benefits by about 7% over 25 years for current beneficiaries. But that estimate doesn't include the full cost of the cut for new retirees. Baby Boomers who have not yet turned age 60 would be hit particularly hard because the COLA is used in the Social Security benefit formula to adjust average monthly earnings once a person turns 60. The adjustment is automatically applied even if people haven't yet filed a claim for benefits. The COLA adjustments along with a delayed benefit credit helps to boost initial benefits of people who delay benefits and work longer..The I.O.U.s in the Social Security Trust Fund are a special type of non-marketable bond issued by the U.S. Treasury when excess revenues are received. The cash revenue that isn't needed to pay benefits is "borrowed" and used for other government spending. By law, the I.O.U.s held by the Trust Fund pay interest, and that forms an additional source of income - on paper, at least.

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Cutting Benefits for Current Retirees or Any Americans Over Age 50: Many current retirees are already struggling financially, and people need adequate time to plan and prepare for changes to something as important as Social Security..Social Security Cost of Living Adjustment Ensuring a fair, accurate, and guaranteed COLA..Three Programs That Help Seniors With Medicare Costs … Continued

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This may be difficult to believe, but consumer price index data suggests that the annual Social Security cost-of-living adjustment for 2020 could be close to zero next year - a mere 0.5 percentage point. This comes even as the costs of goods and services used by retirees are shooting upward according to responses to TSCL's 2019 Senior Survey..The less painful alternatives are: bringing new state and local workers into the Social Security system, gradually raising the payroll tax cap to its originally intended level, and raising the retirement age..It depends. If you meet the requirements you're OK to delay. It's important to keep in mind that failure to enroll in Medicare on time is one of the most costly mistakes that working Medicare-age seniors make. You can wind up getting hit with late enrollment penalties that you'll have to pay every year for the rest of your life. Those penalties could drain thousands in extra Medicare costs from you and your wife's savings and income. … Continued

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