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What do you think of options to fix the pending insolvency of Social Security's disability program? Take a poll. Visit TSCL's website at..TSCL is troubled to learn that earlier this week the President tweeted that a short-term payroll tax cut should be considered, fueling a conversation around the potential for a temporary stimulus package..Guide dogs or other service animals to assist a blind or physically disabled person..On Wednesday, Congressman John Garamendi introduced the Consumer Price Index for Elderly Consumers Act at a press conference with several advocates for older Americans, including TSCL. If adopted, his bill would base Social Security COLAs on a more accurate measure of inflation using the CPI-E. Currently, they are based on the way young workers spend their money using the Consumer Price Index for Urban Wage Earners..High Dose and Adjuvanted Flu Vaccine Side Effects.On Wednesday, the Senate Finance Subcommittee on Social Security, Pensions, and Family Policy met with four expert witnesses to discuss several options for strengthening the Social Security Program. Chairman Sherrod Brown opened the hearing by saying, "A few years ago … all of the conventional Washington wisdom was that we would have to cut the program. Today, not only are cuts to Social Security deeply unpopular, but we are now debating how much we need to expand the program.".I'll always have the backs of our seniors, and I will ensure you all have the help you need and to protect against those who seek to take advantage of you. We all know this is going to take a fight. I'm hopeful that, with the Senior Security Act, we will help create real and lasting change, and I will be here, fighting by your side, every step of the way..A second strategy that was changed permitted married couples who reached full retirement age to file a "restricted application" which allowed individuals to collect only a spousal benefit, while their own benefits continued to increase. Unlike file and suspend, this change applies to people younger than age 62 by the end of 2015, so you still can take advantage of some planning to maximize what you get..If adopted, S. 269 would strengthen and reform the Social Security program by providing beneficiaries with a 2 percent benefit boost, basing cost-of-living adjustments on the CPI-E, creating a new minimum benefit set at 125 percent of the poverty line, and cutting taxes for beneficiaries. It would also apply the payroll tax to income over 0,000 and gradually increase the payroll tax rate to 7.4 percent.

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Under current law noncitizens can file a claim for Social Security benefits if other qualifications are met. Currently Social Security counts all earnings toward Social Security entitlement, even for jobs worked while illegally present in the United States. Do you think any change is needed to this policy and if so what do you propose?.In a statement, Mary Johnson a policy analyst for The Senior Citizens League said this week: "This could be particularly problematic for older, low-income Americans who represent a disproportionate share of Medicaid spending … Capping and adjusting payments to states would take benefits away from millions of low-income families, including disabled and older Americans in nursing homes, all to pay for massive tax breaks for the very wealthiest U.S. households.".The OIG did not estimate the amount that the 11,179 collected in benefits in 2014, no doubt because privacy laws prevent the Social Security Administration from sharing that information. TSCL's Social Security policy analyst and Advisor editor Mary Johnson, however, estimates that this group of auxiliary beneficiaries may have received more than 5 million in benefits in 2014, based on current Social Security statistical data. TSCL agrees with the OIG, and believes that with Social Security in deficit, the Social Security Administration must do more to prevent improper payments. … Continued

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The big dental expense is when you need more extensive work like crowns or root canals. Yet dental insurance often comes with waiting periods and won't cover fillings for the first six months of a policy and may not offer coverage for other procedures for up to 18 months. Many plans also have very low annual caps on care of ,000, meaning that once your dental bills exceed that amount you pay the rest of the bills in full..TSCL Releases Results of 2013 Senior Survey.Just hours after the trustees released their annual reports on Wednesday, members of the House Ways and Means Social Security Subcommittee met with Chief Actuary Stephen Goss to discuss the findings. Many of those present at the hearing expressed their commitment to addressing the program's funding shortfall. Chairman Sam Johnson said, "The longer we wait, the tougher it will get to fix Social Security. So the sooner we act the better." Chief Actuary Goss agreed, saying: "The trustees have consistently advised that enacting changes soon, even if with delayed effective dates, will allow more options to be considered, more advance warning for those affected, and a more gradual phase-in of adjustments." … Continued