If you or someone you know is struggling to make their Social Security benefits stretch from one month to another, there are two Medicare programs that can help with medical costs for those eligible - Medicare Savings Programs which cover some Part B costs, and Medicare Extra Help which provides help with prescription costs..two separate apartments, consider renting a portion of your home, or following a.Your contact with Members of Congress is important now and could help clear the legislative path for this important legislation. Call your Member of Congress now toll free at. Calls to your elected lawmakers made on this number will be paid for by The Senior Citizens League..TSCL supports a special provision of the Senate bill introduced by Senators Orrin Hatch and Marco Rubio. The provision would ban earnings from jobs worked illegally from being used to determine entitlement to Social Security benefits and for calculating the amount of initial benefits legislation that TSCL and TSCL's grassroots members have long supported. But the Senate bill does not close a related loophole in current law that allows older immigrants who received "non-work" Social Security numbers issued prior to 2004 to claim Social Security benefits without having ever received work authorization..Looming over all of this is the traditional August recess of Congress. That tradition started back before the discovery of electricity and therefore air conditioning. August is normally the hottest month of the year in Washington so they would all leave town to go somewhere to stay cool..Consider dental savings plans. These are buying club - like programs for which you pay an annual fee of to 0 to access a network of dentists who offer discounts of up to 50% for members. You can find a dental plan online at DentalPlans.com..Dealerships and lenders that use these tactics often target older consumers, low-income people with credit problems, and people with low "financial I.Q.s" by taking advantage of the borrower's lack of understanding about loans, terms and finances in general. The lender makes money from charging excessively high interest rates and stacking terms in its favor, and from the profits when the vehicle is repossessed and resold, sometimes to multiple buyers..According to the Social Security Administration, beneficiaries will receive a 1.7% COLA starting in January of next year. The low COLA comes close on the heels of two years when no COLA was paid, in 2010 and 201The COLA in 2012 was 3.6%. "The anemic growth in benefits will cause tens of millions of seniors to spend a bigger portion of their monthly Social Security payment on healthcare and other costs next year," says TSCL Chairman Larry Hyland..Failing To Lift The Debt Limit Would Put Social Security Checks On Hold

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The Senior Citizens League is pleased that lawmakers acted swiftly and responsibly to avert a government shutdown and an unprecedented default on the federal debt. Failing to do so could have resulted in delayed Social Security checks and reimbursements for health care providers who treat Medicare patients. Lawmakers now have until early December to negotiate a broader funding bill to keep the federal government operating. For progress updates, follow TSCL on Facebook or Twitter..How would the healthcare replacement legislation in Congress affect homecare and long-term care services covered by Medicaid? My 44-year old son was born with cerebral palsy and is homebound. He receives both Medicare and Medicaid. My mom, age 93, also lives with me. My husband and I still work. We are in our 60s..Finally, because it started in China and it is a new strain of flu, health care officials in the U.S. are still learning about it and uncertainty exists. … Continued

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Illegal immigrants get jobs using counterfeit, invalid, and stolen Social Security numbers that employers use to withhold payroll taxes and report earnings to the Social Security Administration. Immigration advocates argue that unauthorized workers have little chance of collecting benefits. "That changes once those workers gain a valid Social Security number," Hyland says. Social Security Administration policy allows noncitizens who have evidence of earnings under invalid Social Security numbers, to claim and reinstate those earnings for use in determining entitlement once they obtain a valid Social Security number. The earnings are then used to determine the initial retirement benefit amount..Compare the least expensive way to buy. - No matter how you buy it, fresh, frozen, or canned, most fruits and vegetables tend to be sold by the pound A more accurate price for comparison is the cost per serving. For example, part of the weight of canned goods is packing liquid and as a result most have fewer servings per pound than fresh or frozen counterparts..Look for a flexible plan. Long term care policies can impose restrictions on how you qualify for benefits. Try to select one that lets your … Continued

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