So, I decide to put the bills back on the table and take out the trash first..Recently a friend of mine in her late 70's wondered, "How would I know it's time for assisted living if I live alone?" She has no close family of her own for caregiving. What do you recommend for people like this?.If signed into law, the Improving Care for Vulnerable Older Citizens through Workforce Advancement Act would create six different demonstration projects that focus on the coordination of care and the delivery of medical services to elderly patients with chronic illnesses. The projects would design and test new models of care coordination, and direct-care workers would be granted opportunities to advance their careers through additional training, increased compensation, and expanded roles..If your "provisional" income is over the base amount, then a portion of your Social Security benefits would be taxable. Up to 50% of your Social Security benefits are taxable if your provisional income is above ,000 to ,000 if you file singly, or above ,000 to ,000 for joint filers. If your provisional income exceeds ,000 or ,000, up to 85% of your Social Security benefits are taxable..You receive a call that instructs you to press a number on your telephone keypad to learn how you can receive a Medicare-covered back brace. A live agent comes on the line and asks for your personal information, including your name and Medicare number to determine if you are eligible. Fraudulent suppliers and providers steal your information and use your Medicare number to submit phony claims to Medicare, even if you never order a thing..In 1988, a report by the former U. S. General Accounting Office, now the Government Accountability Office, cited an example of two sisters who started working at the same book bindery, on the same day, in October 195Audrey was born in March 1916, and Edith in June of 191The two had almost identical lifetime earnings. The younger sister Edith received a monthly benefit of 2.60, 1.80 less than her older sister Audrey, who received 4.40 per month..His renewed call for the cut comes only a few weeks after the annual reports regarding the financial stability of the Social Security and Medicare programs were issued by their respective boards of trustees. As we reported at the time, both programs are facing insolvency, albeit at different times..Lawmakers Reach Deal to Avert Fiscal Cliff.The order that encourages importation of cheaper medicines by states, wholesalers, and pharmacies, is an effort already in the works since last year.

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Barbara has a number of ways she tries to cope. She qualifies for an age reduction waiver on real estate taxes, and energy assistance to help cover the cost of heating her home. To save on her phone bill, she asked her phone company for a discount and got it. She uses shopping points from Kroger where she buys groceries to save money on gasoline..Yes, unfortunately this is correct. Under current law Social Security benefits are not payable for the month in which a beneficiary dies. This is so even when the beneficiary, like your husband, passes away on the last day of the month. However, according to the Social Security Administration the check that an individual receives in a given month is the payment for the preceding month. That means the check that your husband received during the month of March was his benefit for February, which you would be entitled to keep. It is the March payment that you would have received in April, and any thereafter that must be returned..This week, House and Senate lawmakers returned to Capitol Hill to begin the "lame duck" session. In addition, The Senior Citizens League saw two key Medicare bills gain support in Congress. … Continued

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The debate over cutting entitlement spending, however, isn't new. For years, proposals to cut Social Security and Medicare benefits have been put forth from both sides of the aisle. Consider:.According to Bloomberg News, "The preoccupation with addressing the crisis could well crowd out other legislation that Senate Majority Leader Mitch McConnell has planned to give his members a boost in the election year..On Thursday, the Ways and Means Committee held a long overdue hearing on the Social Security 2100 Act. The bill was introduced by Congressman John Larson in January of this year. A companion bill was introduced in the Senator by Senator Richard Blumenthal. If adopted these bills would strengthen and reform Social Security by providing beneficiaries with a 2 percent benefit increase, would base the cost-of-living on the CPI-E, create a new minimum benefit set 125 percent of the poverty line and cut taxes for beneficiaries. Increase costs to the program would be paid for my applying the payroll tax to income over 400,000 and gradually increase the payroll tax rate to 7.4 percent. … Continued

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