In addition, it takes time for the vaccine to take effect after you've received it. So, for a time you could still get very ill..The hold harmless provision kicks in when the dollar amount of an individual's Medicare Part B premium rises more than the dollar amount of an individual's COLA adjustment to prevent a reduction in Social Security benefits. The provision applies to individuals with incomes below ,000, and whose Medicare Part B premium is automatically deducted from their Social Security benefits. Johnson estimates that about 35.5 million Social Security recipients were held harmless in 2016 and 201"People who have been held harmless in both those years are paying premiums that are roughly 8 per month in 2017 on average, a difference of about from the current 4 premium. However, for many of those people, especially those with below - average Social Security benefits, the 2018 COLA won't be high enough to cover the full 4 Part B premium..What are budget cutters looking at? Here are a few key proposals under discussion. After reviewing these, tell us what you think by taking our survey..Search for health and drug coverage based on the drugs you actually take: Plans vary tremendously on the price of prescription drugs, and you can spend hundreds of dollars more per year than you need to. Do your search for health or stand-alone drug plans by inputting all the drugs you take to get your best choice of plans for you at the lowest cost. Make a list of each drug that you take, dosage, and the amount you take in a month or 90 days if by mail order. Spelling and dosage details are important to get most accurate results. The Medicare plan finder will pull up a list of plans showing the lowest costing plan first. It's important to check the reasons why the plan costs less, including whether the plan covers ALL your prescription drugs. When checking plan cost details, check the difference in prescription prices between standard retail pharmacies and mail order..TSCL believes that legislative changes that would switch to the chained CPI and cut COLAs will be a key feature of deficit reduction talks and plans that become public after the November elections. You can help! Sign TSCL's Social Security Fairness Petition online or call to have a petition mailed to you..Under the new policy, illegal immigrants younger than 30 years old, who came to the United States before the age of 16, will be allowed to remain in the country without risk of deportation and to get work permits if they have been law-abiding and meet certain requirements. Although the policy does not grant legal status, work authorization would provide access to Social Security numbers..Consider this, 5 per month is about one quarter of the average ,523 per month Social Security benefit in 202About one third of those participating in our 2020 Senior Survey indicated they spent that much on their total healthcare costs. Another 31% said they spend more than ,000 a month on total healthcare costs - roughly two-thirds of the average Social Security benefit! These findings are particularly troubling considering that the Government Accountability Office estimated in 2019 that almost half of households with people aged 55 and older have no retirement savings or other form of pension outside of Social Security.."Social Security: What Would Happen If The Trust Funds Ran Out?" Christine Scott, Congressional Research Service, August 2, 201Debt Limit Analysis, Bipartisan Policy Center, July 2011..How Can We Expand Social Security When The Program Is Running Out of Money?

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On Wednesday, the Social Security and Medicare Trustees released their annual reports on the financial outlook of both programs. As expected, they found that Social Security and Medicare are experiencing long-term financing shortfalls. Social Security's combined trust funds are expected to be depleted in 2034, which remains unchanged from last year's report. Medicare's Hospital Insurance trust fund is expected to be depleted in 2028 two years earlier than the trustees projected last year..A government shut down, while causing some problems, isn't as bad as breaching the debt ceiling. That's known as a "technical default," as some government obligations won't be met on time depending on how long the stalemate lasts. The Treasury Department would have to rely on whatever cash is left on hand and daily revenue inflows..Your friend should be commended for being sharp and perceptive enough to anticipate her own needs. All too often discussions about changes in one's housing and assisted living occur during a health crisis. But because your friend lives alone, she needs someone like you to talk about the "red flags" that you both may start to notice, and she may need help working up plans for the next life phase. … Continued

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"TSCL believes that Congress must get started and put forward plans for Social Security Disability soon. "To prevent benefit cuts, Social Security recipients need to get involved to learn about proposed changes and provide vigorous feedback to lawmakers about what the public will accept," Cates says. What do you think? Visit TSCL's website at and take a poll..TSCL will be keeping a close eye on this subject because we know that so many seniors and their families are desperately hoping there will be some new breakthrough that will effectively treatment Alzheimer's and other forms of dementia. But the cost of this drug is so expensive, and it could have a major impact on the Medicare budget that already is in critical financial condition..H.R. 1030 has been referred to various committees including the House Ways and Means Committee for further consideration. In an effort to be of all possible assistance to you, I have taken the liberty of sharing your support for this legislation with my colleagues on the committee. As they continue to review the Consumer Price Index for Elderly Consumers Act, you can be sure they will keep your views in mind. … Continued

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