A growing number of Medicare beneficiaries are choosing to receive their coverage through private Medicare Advantage plans, rather than traditional Medicare with a Medigap supplement and Part D plan. The choice requires careful evaluation of costs and an understanding of how the prospective Medicare Advantage works, because once you give up your Medigap plan, you probably won't be able to get another one, or if you do, you could be charged significantly more. No matter what you decide, you will still be required to pay the Part B premium..Tell us what you think! It's time for the TSCL's 2019 Senior Survey. This is your opportunity to let us know what you think about major proposals affecting your benefits. Tell us how rising costs are affecting you. The answers to these questions help us inform journalists, the public, and Members of Congress on how older Americans are faring in retirement today. Your participation is helping to change the national dialogue on the adequacy of Social Security benefits, and throwing a spotlight on the growing problem of the ability of COLAs to maintain the buying power of your benefits..Is it safe to shop for senior housing or to refinance a mortgage for overdue renovations of an older home, or should we focus of paying off the mortgage of an existing home? I'm still working and I'll turn 62 this year..[1] Income of the Aged Chartbook, 2012, April 2014..According to the CBO report, the fiscal shortfall is largely due to the growth of Social Security, Medicare, Medicaid and interest payments as a share of the country's gross domestic product, while tax revenue stays relatively steady and spending for other programs drops..American consumers have waited too long for Congress to finally make bipartisan progress on lowering prescription drug costs. At a time of rampant hyper-partisanship on Capitol Hill, I've seen glimmers of hope for how lawmakers from across the political spectrum can unite on this issue. We can't stop pushing for lower prices, because our nation's seniors deserve that level of respect, commitment, and urgency..This week, TSCL formally announced its support for Rep. Tim Walberg's Social Security and Medicare Lock-Box Act. If signed into law, the bill would safeguard the Social Security and Medicare Part A Trust Funds and prevent lawmakers from using the monies for unrelated purposes. In addition, it would establish a commission to determine alternate forms of investment for the surplus funds..The Senior Citizens League is working for enactment of legislative measures that would lower prescription drug costs. To learn how to get involved, visit..Last week was a busy one in Congress. There are 3 reasons for that. First, the worsening of the coronavirus pandemic in many more states and the need to pass another major piece of legislation to deal with its effects.

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So how can we best use this momentum from our vaccine experience to build relationships with drug manufacturers and lower costs for consumers? TSCL is closely watching for drug price negotiation provisions to be included in legislation this year. What portion of your Social Security benefit do you spend on healthcare costs? Please take TSCL's 2021 Retirement Survey..Transportation: Info and assistance in coordinating shared, non-medical transportation services in your area..Can You Still Fund A Retirement Account Once You Retire? … Continued

State Indicator State Adoption Of Selected Aca Medicaid Eligibility And Renewal Provisions For Ageddisabled Population

Rehab the kitchen. Mid to lower range kitchen remodels can have the highest return when you sell your home, but avoid going overboard. Most buyers don't like to pay extra for that professional 8-burner gas range or a fancy fridge. Replace missing drawers or those that no longer function. If your cabinets are outdated and beat up, a less expensive option to replacing them is resurfacing, which involves attaching a thin veneer to the surface, and replacing doors and hardware. Repair leaky facets, and replace stained or worn out sinks and fixtures. Consult with your real estate agent on counter tops - laminate instead of granite may be just fine..Access to the plans is highly variable. While some areas of the country have dozens of Medicare Advantage plans, rural counties often have very limited choices, or as little as just one insurer. Frequently, older and sicker enrollees discover that Medicare Advantage plan out-of-pocket spending due to chronic health conditions, or a hospitalization can be much higher than with a Medigap plan. Medigap supplements cover most, or even all, out of pocket costs..There were reports recently that Republicans in the House of Representatives are insisting that stemming the growth of Social Security, Medicare and Medicaid costs is necessary. Bloomberg news reported on a House Budget Committee hearing about a new Congressional Budget Office report that projects trillion-dollar deficits for the next decade. … Continued

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