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better coverage and reduced her drug cost to a co-pay. Once you determine.Sell and buy "senior" housing. If your home is too big, too expensive, and your needs are changing, it may be wise to start shopping for a more efficient newer home. Use the balance of the remaining sales proceeds for investments or an annuity to provide retirement income. When looking at new homes, consider future transportation needs and ease of access to public transportation to stores, businesses, healthcare facilities, and other favorite places. Spend time learning about the new community and do your homework on property values. Have homes in the area recently been reassessed for local taxes, or will you pay taxes based on "pre- crash" real estate values? How far is the new home from your kids and family? If you develop health issues, what type of medical care is available, including home care workers?.For information on upcoming town hall meetings, click HERE. For updates on the progress of the BCRA in the coming days, follow TSCL on Twitter or visit the Legislative News section of our website..On the heels of Greenspan's recent statement, President Obama's Fiscal Commission is due to release itsplan to solve the growing U.S. deficit by December 1st of this year. The Commission is eyeing major cuts to Social Security - including cost-of-living adjustments cuts that would affect 53 million current beneficiaries..A question to ask yourself is how long you plan to stay in the home, and how many years remain on your current mortgage. If your current mortgage only has 10 or 15 years left to go, refinancing is likely to result in higher lifetime interest costs. When you get a new loan, most of the charges in the early years go towards interest costs. But if you only have a few years left on your current loan, you have moved past that stage and are making progress toward paying off your loan balance. If you refinance now, you start over from scratch..Finally, even though the full retirement age is rising, the eligibility age for Medicare is still 6It's important to apply for Medicare three months prior to turning age 6Failure to enroll in Medicare at age 65 might result in costly premium penalties..The Senior Citizens League is pleased that lawmakers acted swiftly and responsibly to avert a government shutdown and an unprecedented default on the federal debt. Failing to do so could have resulted in delayed Social Security checks and reimbursements for health care providers who treat Medicare patients. Lawmakers now have until early December to negotiate a broader funding bill to keep the federal government operating. For progress updates, follow TSCL on Facebook or Twitter..According to a news report we've seen, groups that support President Trump are urging him to take a "hard look at mandatory spending, the root cause of the United States' fiscal woes." And when they say "mandatory spending" they are talking about Social Security and Medicare..Medicare Reform Protecting seniors from sudden and harsh changes to the program.

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Medicare Part B premiums jumped .10 per month in 2020 - one of the biggest increases in recent years. While the Social Security cost-of-living adjustment increased benefits by 1.6 percent in 2020, Medicare Part B premiums climbed 6.7 percent, more than four times faster. A jump of this size can put older household budgets into a bind, forcing retirees to go without essentials when they run short before their next Social Security check..In the meantime, The Senior Citizens League supports legislation that would boost Social Security benefits and tie the annual COLA to an index that better reflects the expenditures of retirees, such as the Consumer Price Index for the Elderly. To learn more visit..This week, TSCL announced its support for new legislation from Congressman Walter Jones that would create a Social Security guarantee for all eligible recipients. The Social Security Guarantee Act, if adopted, would guarantee by law the right of individuals to receive Social Security benefits in full and with accurate annual cost-of-living adjustments. … Continued

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The Centers for Medicare and Medicaid Services recently announced that the standard Medicare Part B premium will be 8.50 in 2021, an increase of .90 per month from 4.60 in 2020. That increase, which I earlier feared would be considerably more, was restricted by legislation enacted last fall. But even with legislation to keep the Medicare Part B flat, the Part B premium still went up 2.6% over 2020, twice as much as the annual cost-of-living adjustment. This trend of Medicare costs increasing several times faster than Social Security benefits creates chronic headaches for retirees, as the Medicare Part B premium consumes a growing share of Social Security benefits..Unlike many other organizations TSCL accepts no government funding -- this leaves us free to truly represent the interests of supporters like you..Increase the payroll taxable maximum to cover all earnings. Currently high - income workers pay no Social Security taxes on earnings over 8,500. That means someone earning 0,000 stopped paying Social Security taxes at the end of March while middle and low - income earners continue to pay Social Security taxes on all their earnings, all year long. This one change alone would bolster both the disability and retirement program for decades to come. … Continued