Customers are asked to provide their Social Security numbers or other personal identifying information in exchange for a bank routing number that will allegedly pay their utility bills. In reality, there is no money, and customers believe they have paid their bills when in fact they have not..It turned out that Flo was working for the deep pocketed pharmaceutical industry. They successfully used her ad to sink major legislation proposed by President Bill Clinton to add a voluntary drug benefit to Medicare. It wasn't until 2003 that the Medicare Prescription Drug, Improvement and Modernization Act, which added the Part D drug benefit to Medicare, was finally signed into law by President George W. Bush. But, although the bill provided a drug benefit, it specifically prohibited Medicare from negotiating prices with drug manufacturers, even though Medicare negotiates prices for almost every other service and for Part B drugs. High drug prices put patient's lives at risk every day when people can't afford to fill their prescriptions..For most Americans, the prices of essential prescription drugs are increasing far too rapidly for family budgets to sustain. Many Americans are being forced to choose between paying household bills and purchasing life-saving medications. The nonpartisan Kaiser Family Foundation issued a poll last October reporting that 77% of Americans - Democrats, Independents, and Republicans - identified the increasing prices of prescription drugs as their number one health concern.The American people are absolutely right..I recently read that if retirees got higher cost-of-living-adjustments some low-income people would lose eligibility for Medicaid, food stamps, and other benefits. Would using a senior consumer price index to determine the annual raise really do this?.As we continue recovering from the Covid 19 pandemic, TSCL remains constant in our fight for you to protect your Social Security, Medicare, and Medicaid benefits. We've had to make some adjustments in the way we carry on our work, but we have not, and will not stop our work on your behalf..One way to strengthen Social Security is to do what's known as "scrapping the cap." Americans only contribute to Social Security on the first 7,200 in income earned every year. That makes no sense. Why should the very wealthiest get a tax break, when nurses, electricians, and grocery store clerks pay into the system on 100 percent of their earnings? Closing this loophole would extend the program for at least another generation..Possibly. A great deal will depend on how much of your 401 and IRA distributions are taxable. A quick way to check is to take one-half of your total Social Security benefits, add to that all taxable pensions, wages, interest, dividends and other taxable income. Then add any tax-exempt interest income. This is called your "provisional" income..Rx for Medicare's Doctors' Pay Formula.On Wednesday, with a vote of 21-3, the Senate Finance Committee voted in favor of advancing the nomination of Sylvia Mathews Burwell as the next Secretary of the Department of Health and Human Services. If confirmed as Secretary, Burwell will oversee the Medicare, Medicaid, and Social Security programs, and she will also manage the continued implementation of the Affordable Care Act.

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Check periodic costs: Next check for periodic costs like blood tests, X-rays, CT scans, dental and eye exams. These are the expenses you have once or twice annually, or every few years. When a new test is ordered, ask your doctor whether it's a one-time test, or whether it's likely you will be taking that test again periodically. Ask the recommended frequency for that test. Once you have a list of tests and the frequency and what it cost, you can start to develop a long-term contingency healthcare budget, at least based on your current health status..Compounding the problem, it's also common for people close to retirement to underestimate medical expenses. Four-out-of-ten participants in the Nationwide survey did not expect to spend any of their Social Security income on healthcare. The Social Security Administration, however, automatically deducts the Medicare Part B premium, which is 4.00 per month in 2018, from Social Security benefits. Medicare Part B premiums have been the fastest rising retiree cost over the past 18 years..This unusual shift comes at a time when the number of Social Security beneficiaries starting retirement benefits has risen dramatically over the past decade. Since 2010, there has been a sizable 34% increase in the 65 and older population, those born between 1946 and 196The U.S. Census Bureau said in 2019 that "No other age group saw such a fast increase." … Continued

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The best way to help Social Security and Medicare is get people off the rolls who don't belong there - the non-citizens who have come here illegally, and their dependents who have never paid into Social Security. Wouldn't there be enough to take care of the seniors we already have if we did?.In making the 1977 changes, Congress, wanting to avoid an abrupt change, allowed persons born from 1917 through 1921 to use a special transitional benefit formula or the new 1977 formula, whichever would yield the higher of the two benefits. The transition benefit formula never delivered the promised benefit protection, however, because it did not yield a higher benefit amount. Instead, the new benefit formula most often yielded the higher amount..With inflation soaring in 2021, The Senior Citizens League has received dozens of emails from retired and disabled adults who say they have cut back on prescription drugs to cope with rising costs, because they have no savings. Said one disabled retiree, "My husband and I have Social Security as our only income. All of our savings went to pay my medical bills. I have seven prescriptions and my husband has three. They are each a minimum of co-pay per month. We have no extra money. Our grocery budget is the only place we can cut from if we want to pay medical bills." … Continued

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