If your brother was a victim of auto dealer fraud, you may want to look for an attorney who would be willing to work on a contingency basis. If fraud is proven, your brother may be allowed to surrender the unwanted vehicle and the court may order a refund of all payments made toward purchase in addition to canceling any outstanding loan balances. If your brother will have trouble affording an attorney, contact your local Area Agency on Aging or senior services department and ask about legal aid services in your area..Joe sees a solution for low COLAs and Social Security's long-term solvency issues. Currently the highest paid employees, including CEO of top U.S. companies only pay Social Security taxes on the first 2,900, even when they pull in multi-million dollar salaries. "The future of Social Security would be brighter, if the taxable maximum earnings to which the Social Security payroll tax is applied would include the high earners," Joe says..When it comes to the quality of everyday life for seniors, one of the most important variables is access to prescription drugs. Many folks take them every day without a second thought. But what if you could no longer afford these important medications, or, if you had to choose between them and other necessities like food or rent? Even slight price increases can create real financial burdens for many seniors and their families. Unfortunately, the price of prescription drugs has been on the rise over the last several years and that doesn't seem to be slowing down. And a big part of the reason is underhanded collusion by some drug companies themselves. Drug manufacturers have figured out a way to beat the system and guarantee money in their pockets at your expense..Can You Still Fund A Retirement Account Once You Retire?.This year's study finds that Social Security benefits have lost 30 percent of buying power since the year 2000. This represents a 3-percentage point improvement in Social Security buying power from our 2019 study, which found a loss of 33 percent since 2000. While lower prices are good news in the short term, the deflationary trend suggests a very low COLA in 2021..While the Social Security hold harmless provision provides important protection from Social Security reductions, more money is required to catch up to Medicare Part B levels in following years. If COLAs continue to remain low, premiums would adjusted again due to low COLAs. COLAs would have to be substantially higher in following years or the whole process would happen all over again..Prescription Drug Re-Importation Making safe, secure re-importation a reality..The president exercised special powers of the White House - instructions called "executive action" - that can have the binding force of law but do not require Congressional approval. While presidents in the past have exercised executive powers to make immigration changes, the sweeping scale of President Obama's actions far surpassed that of presidents before him. The actions come after Congress reached an impasse on passing immigration reform legislation last year..Higher out-of-pocket costs: The drawback to MA plans is higher out-of-pocket costs. Where Medigap supplements pay most or almost all of your covered out-of-pocket costs, there are co-pays and deductibles for most services received through MA plans. Depending on the type of MA plan you are considering you may be required to use a narrower network of healthcare providers in order to get the lowest costs. If you are considering an HMO you will be required to use only the doctors, hospitals and providers in the HMO network, or neither the MA plan nor Medicare will reimburse your bills.

Health Reform Issue Brief New Rules For Section 1332 Waivers Changes And Implications

The TSCL poll found seniors were closely split over the two other leading approaches to address the disability program's solvency. Forty-eight percent favored tightening Social Security's disability eligibility requirements and conducting more annual eligibility reviews to reduce fraud. Fifty-one percent favor requiring high wage earners to pay Social Security taxes on all of their incomes. "TSCL believes that the only way Congress will forge an agreement is through bipartisan efforts that use a combination of the two approaches," Cates states. What do you think about issues affecting seniors? Take a poll. Visit TSCL's website at..If adopted, S. 99 would provide for the negotiation of lower covered Part D drug prices on behalf of Medicare beneficiaries and the establishment of a formulary by the Secretary of Health and Human Services under Medicare Part D..You will need to contact Social Security at to request an appointment. Social Security has a local office locator that you can find here. In the meantime learn more about Social Security survivors benefits on the … Continued

Let S Talk About Voting Outside The Polling Place

Based on the result of this poll, The Senior Citizens League has endorsed legislation called the Seniors Have Eyes, Ears, and Teeth Act, a bill introduced by Representative Lucille Roybal-Allard and 131 cosponsors in the House of Representatives. If adopted, H.R. 508 would expand Medicare coverage to include essential hearing, vision, and dental services..Dependentparent benefit based on account of person who has reached age 62.."Improving adult access to vaccines can save thousands of lives and billions of dollars. The health care costs associated with low adult vaccine rates are high - each year, the U.S. spends billion treating Medicare beneficiaries alone for four vaccine-preventable diseases. Cost-sharing and co-pays for vaccinations recommended by the Center for Disease Control and Prevention Advisory Committee on Immunization Practices were removed for all Affordable Care Act compliant private plans in 2010; however, Medicare beneficiaries were left out of this change and can still face high out-of-pocket costs for vaccinations." … Continued

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