This is an issue TSCL will continue to monitor as the year progresses to make sure the legislation is implemented as Congress intended..My husband and I are both 65 and won't turn 66 until later in 201I'm entitled to a monthly benefit of 0 at 66, and my husband a benefit of about ,300. He originally planned to "file and then suspend" his benefit at 66 and continue working until age 70 while his benefit grew. Meanwhile at 66, I was hoping to take a spouse benefit based on his earnings of ,150. That would also provide me with a higher survivors benefit of almost ,100 per month by 2021 should anything happen to him. Because of the recent changes is this strategy no longer available to us?.Congress Adjourns for Summer Recess.Costs not covered by Medicare such as dental, vision and audio care..Late last week, lawmakers in the House passed a budget resolution that lays the groundwork for a repeal of the ACA. Now that both chambers of Congress have adopted the resolution, four committees the House Energy and Commerce Committee, the House Ways and Means Committee, the Senate Finance Committee, and the Senate HELP Committee will begin drafting legislation to repeal the health care law..At issue is whether illegal immigrants would be able to benefit for Social Security and Medicare purposes from jobs worked prior to gaining work authorization. Senators Orrin Hatch and Marco Rubio introduced an amendment that would give the Social Security program protections to prevent payment of benefits based on prior illegal work. The amendment was strongly supported and endorsed by TSCL...The task for the Administration is to figure out how to ensure patients don't unknowingly sign away their new protections, monitor and punish providers who violate the ban, and establish a process for settling disputes, among other complicated considerations. The ban is due to take effect in January.."Depending on how long it takes one's retirement savings to recover, the 2020 coronavirus recession could have a deep and life changing impact on the retirement security of older Americans," says Johnson whose own retirement savings were negatively impacted by the Great Recession of 2007- 0"Those who have lost significant sums might plan to work longer and retire later if they can," says Johnson. "Those who were working and have lost a job and their employer - provided healthcare coverage may wind up working for lower earnings, and could potentially experience worse health," she notes.

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Adding to the confusion, the program will affect beneficiaries differently depending on the area of the country in which they live, and how they are getting their supplies and durable medical equipment. Effective July 1, 2013, in most cases if you have "Original" Medicare coverage and get items in the new program areas, Medicare will only help pay for these items if they're provided by contract suppliers..Providing relief for more than 11 million middle-class beneficiaries who pay income taxes on their Social Security benefits each year..This late into 2018, one way to prevent a penalty is to pay an estimated, or additional payment that brings your estimated tax payments to least 100 percent of your prior year tax liability, or 110 percent of the prior year liability, if you believe you will have higher income in 201If you think you may have underpaid during the year, there's still time to make an estimated payment by January 15th, 2019 to stop penalties from accruing. To prevent the same problem next year, consider adjusting withholding taxes from pension or annuities, as well as withdrawals from retirement accounts. … Continued

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The letter and the fact sheet leave out the most important part of the calculation - the additional lifetime income that one could expect to receive over a 20 30 year retirement, if one delays benefits up to age 70. That can add up to tens of thousands of dollars if you are in reasonably good health. In fact, Social Security's publications tend to imply that people get about the same amount of benefits if they start benefits early because they receive the reduced benefit over a longer period of time. That isn't necessarily the case..While your Members of Congress are in their home states and districts, it is the perfect time to approach them at local events and request their support for a fair Social Security cost-of-living adjustment and other key issues..Long Term Care Ombudsmen: Find information about long term care facilities in your area, and investigations of complaints if you've encountered a problem. … Continued

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