You would be FAR better off waiting until after you turn 66 to start benefits at your full retirement age. After reaching full retirement age, you can receive benefits and earn as much as you want with no reduction to your benefits..You may not be able to get your Medigap plan back: Under federal law you are only guaranteed the right to purchase a Medigap plan during your initial enrollment period. If you drop your Medigap plan and later want to get it back you must do so within a year of trying an MA plan. After that, an insurer may deny coverage or impose 6 - month waiting periods for pre-existing conditions..What financial actions have you been forced to take over the past 12 months? Please take TSCL's new Retirement Survey and let us know!.Finally, Rep. Rodney Davis's Social Security Fairness Act gained eight new cosponsors this week, bringing the total up to forty-six. They are: Reps. John Tierney, Joe Courtney, Julia Brownley, Aaron Schock, Peter Welch, James McGovern, Lois Capps, and Elijah Cummings. If signed into law, H.R. 1795 would repeal the Government Pension Offset and the Windfall Elimination Provision two provisions that unfairly reduce the earned Social Security benefits of millions of teachers, firefighters, peace officers, and other state or local government employees each year..New research links "silent strokes," or small spots of dead brain cells, found in about one out of four older adults, to memory loss in the elderly. The study is published in the January 3, 2012, print issue of Neurology®, the medical journal of the American Academy of Neurology..The CR will fund the government through this coming Friday, Dec. 18, at the same level as fy2020 funding. If they still can't reach an agreement it is likely they will pass another CR that will go to the end of the year. That would give them time to go home for Christmas and then return to Washington to continue trying to reach a final agreement..After reporting her suspicions to Medicare and her mother's Part D insurer, and not getting much of a response, Heap contacted the Los Angeles County sheriff's task force specializing in prescription drug fraud. There she learned the drugs listed on her mother's explanation of benefits forms are among the most desired type in Medicare drug fraud schemes..an average of ,600 a month..Fifty-six percent of all Social Security households pay taxes on their benefits. Many of them have very modest middle incomes and didn't adequately understand or plan for these taxes, which take about 6% on average of Social Security income.

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Between July 2013 and July 2014, the prices of more than 1,200 generic drugs increased an average of 448%. What do you believe should be done to manage the extreme cost increases of prescription drugs?.Caregiver support: You and others helping with your mom can get caregiver training and information about respite care..Because of your concerns in this regard, you will be pleased to learn of H.R. 1030, the Consumer Price Index for Elderly Consumers Act of 201This legislation would direct the Department of Labor to prepare and publish a monthly CPI for Elderly Consumers that indicates changes over time in expenditures for consumption that is typical for individuals 62 years or older. The bill would then amend current law to provide for the use of such new CPI in the computation of COLA increases for Social Security and Medicare benefits. … Continued

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Social Security Taxation Question Pushes Action on "Boost Bill" Into 2020.You can work while you receive Social Security benefits. When you do, your benefits may be reduced if you earn more than certain limits. But after you reach full retirement age, the Social Security Administration recalculates your benefits and it will be increased to account for the benefits withheld due to excess earnings. The work you do now could mean a higher benefit for you in the future, and that will be important in helping you to afford health care and other big cost increases later on..CMS Leader Confirmed by Senate … Continued

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