7 crucial questions that TSCL believes must be addressed by the candidates about their plans to change Social Security:."Nearly half of beneficiaries said they avoided care because they didn't want to risk being in a medical facility, while 35% said they didn't want to leave their home. And 23% reported feeling more lonely or sad.".The COLA will be announced in mid - October and the Medicare Part B premium often is announced by the end of November..Find out if there are less costly options you can try: If you learn you are taking an expensive drug or one that's not covered by your drug plan, call your doctor to find out if there are generics or older, less expensive drugs that you could try. When trying out a new prescription ask your doctor for free samples, to allow time to determine whether it will treat your condition as effectively, and to monitor for potential negative side effects..To learn more about important issues affecting seniors, to sign a petition to Congress, or to find contact information or your Members of Congress, please visit the ACTION CENTER of our website..In 2012, the GPO reduced the Social Security benefits of nearly 600,000 surviving spouses, who also collect a government pensions, by nearly two-thirds. Nine out of 10 public employees affected by the GPO lost their entire spousal benefit, even though their spouse paid Social Security taxes..Recently, I received my letter from Social Security telling me that I've reached my full retirement age and I can start unreduced benefits. The letter itself devotes a mere two sentences to the most valuable thing everyone needs to know - that Social Security benefits increase by 8% for each year one delays benefits up to age 70. Eight percent per year is an incredible guaranteed rate of return that would be very difficult to achieve almost any other way..Like Senators Klobuchar, McCain, and Grassley, TSCL enthusiastically supports efforts by the administration to reduce prescription drug costs, and we hope to see the White House move forward on executive actions that would allow for prescription drug importation. In the meantime, we will continue to advocate on Capitol Hill for legislation like the Safe and Affordable Drugs from Canada Act and the Affordable and Safe Prescription Drug Importation Act, both of which would go a long way in reducing prescription drug costs for older Americans..The CPI-E tends to grow about 0.25 percentage point more quickly than the CPI-W on average, but there can be wide differences between the two. For example, if the CPI-E were used to calculate the COLA it would be 1.2% in 2020, vs. 0.5% based on CPI-W data through March 201We had similar situation in 2016 and 2017 when the COLA was zero and 0.3%, respectively. The CPI-E would have yielded 0.6% instead of zero, and 1.5% instead of 0.3%. Those are not big differences, but like interest, compound over time. For anyone depending on Social Security for half of their income or more, every dollar makes a difference - and adding up over time may be enough to buy an extra week's worth of groceries.

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The COVID crisis really brought to life the challenges of way Medicare currently pays doctors. Thankfully, despite these challenges, the number of doctors choosing to opt out of Medicare has been on the decline, according to data from CMS..From January through March, TSCL surveyed seniors and disabled Medicare beneficiaries to learn how our readers feel about many of the proposals under debate. Almost 5,000 of you weighed in. The answers are important as members of Congress consider major changes to Medicare, most of which would make people pay more for their benefits.."Prior Authorization in Medicare Advantage Plans: How Often Is It Used?" Gretchen Jacobson and Tricia Neuman, Kaiser Family Foundation, October 201"Medicare Advantage Appeal Outcomes and Audit Findings Raise Concerns About Service and Payment Denials," Office of the Inspector General, Department of Health and Human Services, September 25, 2018. … Continued

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"Dying With Debt: The Hidden Financial Crisis," Steve Yoder, The Fiscal Times, June 12, 2013.Wednesday's report also revealed a new projection for next year's Social Security cost-of-living adjustment. According to the Consumer Price Index for Urban Wage Earners, consumer prices have been lower this year than they were last year, which means there will likely be no COLA come January. Automatic COLAs were adopted forty years ago and so far, beneficiaries have gone without annual increases only twice in 2010 and 2011..Ways and Means Subcommittees Consider Entitlement Reform … Continued

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