To learn more about important issues affecting seniors, to sign a petition to Congress, or to find contact information or your Members of Congress, please visit the ACTION CENTER of our website..The Velcro effect of anchoring can influence far more consequential decisions, in ways we may not even realize. Consider the process of determining the "right" retirement age:.match you up with business mentors or help you brush up on skills like using a.This week, The Senior Citizens League endorsed two bills that would expand Medicare coverage to include hearing, dental, and vision services. In addition, lawmakers prepared for a week-long recess on Friday, and two key Social Security bills gained cosponsors.."How Republicans' Brilliant Budget Tactic Backfired," Eric Pianin, The Fiscal Times, May 28, 2013..Yet in deficit reduction negotiations over the past two years, both President Obama and Congressional budget negotiators proposed cutting the growth in annual cost–of–living adjustments and several Medicare measures that would increase beneficiaries' out-of-pocket costs, like higher deductibles, and new co-pays, over the same time. "Making beneficiaries pay more for their Medicare, with less income, simply isn't feasible for a large percentage of today's older Americans," says Cates. "TSCL believes that Congressional candidates could face pushback from concerned senior voters in upcoming elections," he adds..My husband and I are not yet 65 or enrolled in Medicare. We are still working primarily so we can get health insurance coverage through our employers. We're worried about the effect of "Obamacare" on our insurance premiums and whether our employers will drop coverage. Will Members of Congress give up their taxpayer-funded healthcare benefits? I think they should be required to get Obamacare benefits like the rest of us!.Five Biggest Expenses For Seniors To Watch In Next 12 Months.Medicare Part B premiums are forecast to soar an astonishing 22.3% for an estimated 16 million Medicare beneficiaries in 2017 - the biggest such jump in nearly three decades. The anticipated spike in monthly premiums, from 1.80 to an estimated 9.00 per month in 2017, is primarily due to the effects of an extremely low inflation that's expected to hit retirees again next year. Medicare Trustees believe that the annual Social Security cost-of-living adjustment for 2017 will be insufficient to cover the amount of the Medicare Part B premium increase for the majority of Medicare beneficiaries. That would trigger a special "hold harmless" provision of law.

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best cash advance loan companies.The Senior Citizens League supports legislation called the Fair COLA for Seniors Act that would strengthen the annual COLA by tying it to a "seniors" index, the Consumer Price Index for Elderly Consumers, which over time is expected to provide modestly higher benefits than the Consumer Price Index for Urban Wage Earners and Clerical Workers, which is used to calculate the COLA under current law. In addition, TSCL supports legislation that would provide a minimum COLA of no less than 3%. This would provide extra protection in years when inflation is below that amount.."Nearly half of beneficiaries said they avoided care because they didn't want to risk being in a medical facility, while 35% said they didn't want to leave their home. And 23% reported feeling more lonely or sad." … Continued

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Social Security was never designed to be the sole source of retirement income. It replaces around 40 percent of the average earnings of its beneficiaries. Pensions and savings form the two other major streams of retirement income, but people who retire with all three sources of retirement income are rare. Even worse, recent research from the National Institute of Retirement Security found that more than 40% of older adults have no retirement income other than Social Security..The bill would provide legal status and a path to citizenship to young people who were brought to the United States illegally as children. Under the bill, generally, children brought to the U.S. before age 16, have been in the country continually for at least five years and who complete two years of college or military service in good standing would qualify..Effective since 1977, the GPO prohibits retired spouses, widows, and widowers from receiving the full benefits based on his or her spouse's employment. The WEP was passed in 1983 and reduces the benefit of a retired or disabled worker who also receives a federal, state or local government annuity based on his or her earnings by up to 60 percent. … Continued

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