In order to cover shortfalls - in 2021, and every year thereafter - the Social Security Trust Fund will liquidate the special issue bonds it holds in order to pay scheduled benefits until the program becomes insolvent. According to the Social Security Trustees in 2020, without Congressional action, the combined Social Security Trust Fund will become insolvent around 2034, a little more than ten years from now. At the time of insolvency, Social Security will only receive enough revenues to pay about 77% of benefits. In other words, Congressional inaction could result in an automatic benefit cut of about 23%.._.On NBC's Meet the Press program on Sunday Dr. Michael Osterholm, the director.The Supreme Court has agreed to hear another Obamacare challenge in February or March. The outcome could have enormous financial impact on millions of people who purchased their health insurance through, the online federal health insurance exchange..The Senior Citizens League believes that these CMS initiatives to fight Medicare fraud, waste, and abuse are encouraging steps toward containing and even preventing escalating costs and premiums. However, more steps like Representative Ileana Ros-Lehtinen's TSCL-supported Medicare Fraud Prevention Fraud Enforcement and Prevention Act should be taken. If passed, this bill would create a pilot program using biometric technology to ensure that all Medicare claims are legitimate. It would also facilitate real-time information sharing between law enforcement agencies, and it would increase the penalties for those convicted of Medicare fraud. While wasteful and fraudulent activities aren't the only issues of Medicare reform, TSCL believes that strict oversight from lawmakers, administrators, and seniors alike is a proper first step..TSCL is working to develop legislation that would ensure greater retirement security for older Americans by providing a modest boost in benefits. TSCL believes that a boost can be provided if Congress would raise the taxable maximum earnings that are subject to Social Security taxes - requiring all workers to pay their fair share..Out-of-network emergency services, which would include services furnished after a patient is stabilized unless notice and consent criteria are met..More than 5 million Social Security recipients with the lowest benefits are unlikely to see any net growth in their monthly checks after deduction of the Medicare Part B premium in 2019, according to a new analysis released by The Senior Citizens League. This will occur despite their receiving the highest cost-of-living adjustment in seven years. Those affected have a gross Social Security benefit of about 5 per month or less before deduction of the Part B premium. According to the analysis, the dollar amount of their Part B premium increase will be more than the dollar amount of their COLA. "This would make the fourth year in a row that this particular group has not seen a boost in their net Social Security benefits after the deduction for Medicare Part B premiums," says Mary Johnson, a Social Security and Medicare policy analyst for the League.\.Once an individual becomes entitled to Social Security, other dependents can make claims on their account if all other qualifications are met, even if they never paid into the system. Here's a list:

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Social Security and Medicare remain the targets of plans to reduce federal spending. Over the past 12 months, both Members of Congress and President Obama came close to agreeing on cuts to Social Security benefits, including cost-of-living adjustments and making seniors pay more for their Medicare. How much are Social Security benefits worth over a lifetime and what can you count on? A baby boomer retiring with an "average" benefit of ,100 in 2011 can expect to receive 0,225 over ten years, and 3,641 if he or she lives twenty-five years, due to the compounding effect of the cost-of-living adjustments..Fix the flooring. What's underneath the worn-out carpeting? Homes that were built in the 60's often had hardwood floors that were covered by carpeting. But today, hardwood floors are hot with homebuyers who may otherwise run the other way at the sight of dirty out-dated carpet. Get rid of the old carpeting and refinish the hardwood floors. You may need to replace carpeting if plywood subflooring was used instead of hardwood. Unless the flooring in the kitchen and bathrooms is in mint condition, replacing it also tends to pays off..Drug and Health Plan Finders at : The only way to be sure you're getting unbiased information is to use the drug and health plan finders on the Medicare website, not from a dot com or even a dot org website, because most others receive income from ads, selling health plans or prescription drugs. Using the Drug and Health Plan Finders you can get an overview of the Part D and Medicare Advantage options in your area and estimated costs based on the prescriptions you take. Click on the Drug and Health Plan Finder link on the homepage and you will be taken to a page that will ask you a series of questions to get started. There's a Medicare Plan Finder online tutorial video to help show you what to do. … Continued

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However, according to a message from Congresswoman Abigail Spanberger, she has looked into this and discovered an error in the CARES Act that was passed in March and gave economic aid to individuals and companies in the U.S., that could result in Medicare beneficiaries having to pay out of pocket for a vaccine..Have health insurance coverage. If you are under the age of 65 and didn't have health insurance for some or part of 2014 you may have to pay a tax penalty. For people who don't have Medicare or Medicaid, the penalty for not having coverage is the greater of 1% of your annual income, or The penalty is rising in 2015 to the greater of 2% or 5 per person..Finally, there is little support for the tax cut among senior citizens. The findings of TSCL's 2012 Senior Survey have indicated that nearly fifty–six percent of seniors disagree with the use of the payroll tax cut as a means to stimulate the economy. Among those surveyed, only twenty-five percent said they agree with the use of the tax holiday. … Continued

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