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TSCL supports the Social Security 2100 Act enthusiastically since it would reform the program responsibly, without any cuts for beneficiaries. Our legislative team will continue to advocate for it in the months ahead, and we hope to see it signed into law before the end of the 114th Congress. For updates on the progress of the Social Security 2100 Act, visit our Legislative News updates regularly or follow us on Facebook or Twitter..By Representative Charlie Crist.The big concern is that per capita caps and block grants won't keep pace with the real growth in costs in state Medicaid programs - especially since the reimbursements formulas would be tied to the rise in inflation. Actual medical costs are expected to grow several times faster than reimbursements. States could be forced to reduce spending on older people and younger disabled adults, who account for a disproportionately large share of Medicaid spending. States could tighten eligibility, reduce non-mandatory benefits like your home caregiving program, and nursing home reimbursements, or otherwise ration care..House Appropriations Committee Chair Hal Rogers has said he hopes to wrap up negotiations on policy riders by the end of Friday, so that a final version can be brought to the House floor early next week. He said, "My goal is Monday to be able to file the bill, to start the clock.".The income thresholds that subject up to 50 percent of Social Security benefits to tax start at provisional incomes of ,000 and ,000. A second tier taxes up to 85% of benefits when individual provisional income exceeds ,000, and joint exceeds ,000. If the thresholds were adjusted to today's dollars the ,000 threshold would be about ,107 and the ,000 would be about ,097 according an analysis for TSCL..Search for health and drug coverage based on the drugs you actually take: Plans vary tremendously on the price of prescription drugs, and you can spend hundreds of dollars more per year than you need to. Do your search for health or stand-alone drug plans by inputting all the drugs you take to get your best choice of plans for you at the lowest cost. Make a list of each drug that you take, dosage, and the amount you take in a month or 90 days if by mail order. Spelling and dosage details are important to get most accurate results. The Medicare plan finder will pull up a list of plans showing the lowest costing plan first. It's important to check the reasons why the plan costs less, including whether the plan covers ALL your prescription drugs. When checking plan cost details, check the difference in prescription prices between standard retail pharmacies and mail order..TSCL would like to remind you to contact your Members of Congress while they are in their home states and districts. Many Senators and Representatives will attend local events or schedule town hall meetings throughout the August recess. We encourage you to approach them and request their support for fair cost-of-living adjustments, Totalization agreement reform, and other key issues..In the months ahead, The Senior Citizens League will continue to advocate for these and other policy solutions that would boost and strengthen Social Security benefits for current and future beneficiaries. For progress updates, follow The Senior Citizens League on Twitter..In addition to rapidly growing Medigap premiums, retirees also must pay for premiums for Medicare Part B and their drug plans. The combination takes a bigger bite out of Social Security benefits and other retirement resources when COLAs fail to keep pace. "The financial drain on benefits is difficult to anticipate, and many retirees don't have adequate savings to begin with," Johnson says.

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If you are under age 65 and uninsured, be sure to claim the correct income if you purchase health insurance through or a state health insurance exchange. When you purchase health insurance through the federal or a state health insurance exchange, you may qualify for a subsidy that helps lower the costs of your premiums. In reality that subsidy is an advance tax credit based on income. If you received a subsidy in 2014, and your income is higher than you estimated, you could wind up having to pay some or even all of it back at tax time. If your income has gone up, contact or your state insurance exchange to update your information. Coverage for 2014 ends December 31, 201Open enrollment for 2015 is now underway and runs through February 15, 2015..But the transitional formula failed, and in most cases, the new benefit formula abruptly kicked in. Extreme inflation that climbed to 14.3% in 1980 magnified the disparities. When the benefits are illustrated on a bar graph, they show a deep "V" Notch..Get help. Free one-on-one counseling is available to assist you in comparing health plans through your State Health Insurance Program : Check this link for your local program and make an appointment with a counsellor. Medicare Open Enrollment starts October 15 and runs through December 7, 202Medicare counselors can help you consider important pros and cons. There are hidden pitfalls to some choices. Dropping your current coverage in favor of a low - cost health plan touting extra benefits is not a good idea until you've checked important details. … Continued

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In July of last year, the Internal Revenue Service issued a notice expanding its interpretation of what constitutes preventive care. As a result it now includes certain items and services that can be considered preventive when they are prescribed to an individual with certain chronic conditions and if they are low-cost and prevent the worsening of a chronic condition or the development of a secondary condition. The notice also contained a list of specific items and services that meet the new criteria for preventive care for chronic conditions. Co-sponsors of the bill include Sens. Tina Smith, Kevin Cramer, Martha McSally and Kyrsten Sinema..The poll raises questions about both the adequacy of Social Security benefits, and proposals that would make seniors pay an even bigger share of their healthcare costs in the future. According to the Social Security Administration, the median income for retirees aged 65 and older is just ,056.[1] In 2010, the most recent year for which data is available, Medicare beneficiaries spent ,734 on out-of-pocket costs on average, including premiums for Medicare and other supplemental insurance or health plans.[2].The decision can be abrupt and arbitrary. A home health worker tells you, "Your husband isn't getting any better, we've done all we can do, and now we can't continue services, because Medicare isn't going to pay for it." … Continued