Prevent Your Survival Guide To A Healthy VacationFor the study, a group of 658 people ages 65 and older and free of dementia were given MRI brain scans. Participants also underwent tests that measured their memory, language, speed at processing information and visual perception. A total of 174 of the participants had silent strokes..Increase Social Security's minimum benefit so that workers who pay into Social Security for 30 years can retire at 62 or later and have benefits above the federal poverty line..Highly recommended reading: "How To Make Your Money Last, The Indispensible Retirement Guide," Jane Bryant Quinn, January, 2016. … Continued
Charts SlidesDining On A Social Security Budget.to make it sustainable. But let's do it in a thoughtful way, so seniors who worked hard and paid their dues aren't suddenly thrown to the wolves. We already have members telling us about elderly friends who are foregoing cancer treatments because they can't afford them and don't want to saddle their surviving spouse with the bills; for such folks, some of the reform proposals would simply be too much to bear.".Refinance and renovate. If you find your current mortgage payment is too high, refinancing to get either a lower monthly payment or to take cash out may be an option. Before you refinance, have a long–term repayment plan, a budget, and you may want to discuss your needs with an independent financial advisor. If you are refinancing to renovate an older home, think long and hard about how much longer you plan to stay in your home, and how well your current housing will serve you as your health changes. Get bids from contractors, and be sure to include costs for new appliances, carpets, and fixtures. Will you have sufficient income and savings to cover a mortgage payment and still have money for repairs and maintenance ten or twenty years from now? Can you recover your renovation investment if you have to move and sell sooner than you planned? Take time to shop and carefully compare terms on loans - don't be hurried into making a decision. Loan officers always push you to "lock in a rate." Always ask for a "good faith" estimate and an estimate of the closing costs. … Continued
