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It turns out than among seniors who are not vaccinated, the biggest problem may be access to the vaccine as opposed to opposition to getting the shot..However, TSCL is opposed to two provisions that lawmakers included in the package to offset its 0 billion cost. One of those provisions will increase monthly premiums for beneficiaries with higher incomes, and the other will create a new 0 deductible for those enrolled in supplemental Medigap plans. Both of them will require seniors to pay more out-of-pocket for their healthcare..While your Members of Congress are in their home states and districts, it is the perfect time to approach them at local events and request their support for a fair Social Security cost-of-living adjustment and other key issues..After passing the so-called "cromnibus" late last week, Members of Congress returned to their home states and districts for the remainder of the year. They will return to Capitol Hill in January to begin the 114th Congress..TREA Senior Citizens League was formed in 1993 to protect "earned" Social Security and Medicare benefits. Many TSCL members are affected by the Notch, and rank Notch Reform as their top legislative priority. TSCL is the only national senior citizens action organization to continue to lobby for Notch Reform. To date, TSCL has 1.3 million members and supporters who participate in a number of grassroots lobbying and public education campaigns..Congressional Recess Begins.Next week on January 24th the Senate Finance Committee will be holding a formal confirmation hearing to question Congressman Price. TSCL will be monitoring discussions about the ACA and the future of the Medicare program, and we will post a summary of the hearing here in the Legislation News section of our website..Your benefits would drop further as rising Medicare costs take a bigger portion of Social Security payments. This is already occurring even under current law, but the problem would be accelerated if Social Security benefits grow more slowly, and if Medicare cuts make seniors pay more for their healthcare..If you do return to work, it is possible that your earnings could subject a portion of your Social Security benefits to taxation. If this happens, you could wind up with only a small gain, or even lose money after paying the increased tax on earnings and Social Security benefits. Before taking on work to earn extra income, calculate the tax cost. A good tax guide like J.K. Lasser's Your Income Tax contains worksheets to help you do this. Tax guides can often be found in many public libraries, or visit for more information.

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Refinancing can be a good way to reduce your monthly mortgage payments but doing so generally means you extend the pay-off period of your loan and spend more money on interest up front. Choosing a 15 - or even 10 - year loan can save you money on interest, but the monthly payments will be higher and potentially harder to sustain over time..As a nation, we should want young adults and workers from all walks of life to aspire to serve their communities and become public servants. However, policies like these only discourage citizens from becoming teachers, firefighters, and public health workers..It's not perfect - we still have a year to go before implementation starts. However, starting in 2022, consumers will no longer receive surprise or "balance bills" when they are unknowingly treated by out-of-network providers. Patients will pay only the deductible and copayment amounts they ordinarily would under the in-network terms of their insurance plans. Medical providers will not be allowed to hold patients responsible for difference between the amount they get and the higher fees they would like to charge. Instead providers will have to work that out with insurers. … Continued

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"More good news: More than 90% of beneficiaries reported following advice on hand washing, social distancing, mask wearing, and avoiding large groups and sick people.".Natural disasters can affect the consumer price index by showing up as higher costs, particularly when gasoline supplies are disrupted, and large numbers of people are forced to evacuate needing shelter and food away from home. But Joe thinks that our government economists may be cooking the books in their methods of measuring price increases..In normal political times neither party would allow Medicare to be cut. But because of our current highly partisan times, it would require ten Republicans to join with Democrats to stop the cuts to Medicare with new legislation if reconciliation were used. … Continued