Annual limits on out-of-pocket costs: Unlike Medigap supplements, MA plans have annual out-of-pocket limits, which can vary and rise annually. In 2016 the maximum annual out-of-pocket that plans can charge is ,700, so your costs would need to be that much before catastrophic coverage begins. On the other hand, the limit protects you in years when you have very high out-of-pocket costs. Medigap plans may have lifetime limits that you could potentially exceed as you get older and sicker..Action from Congress is needed to address Social Security's looming shortfall. Without it, the Social Security Trust Fund is estimated to run short by 203Should that occur, benefits would be reduced by about 22% to match the level of payroll taxes coming in..For tips on which questions you should ask your Member of Congress at your next town hall meeting, click HERE. To learn more about important issues affecting seniors, to sign a petition to Congress, or to find contact information for your Members of Congress, please visit the ACTION CENTER of our website..A balanced budget amendment to the constitution might sound like a good idea on the surface, but when the details are examined, it could be disastrous for programs like Social Security and Medicare. The Senior Citizens League tirelessly advocated against its adoption when it was considered earlier this year, and because lawmakers aren't giving up on it anytime soon, we aren't either..This bill would enable retired school teachers, university employees and thousands of civil servants to receive all of the Social Security pensions for which they are entitled. A Government Pension Offset and Windfall Elimination Provision have long limited the full aid that these beneficiaries merit..Federal Court Halts Implementation of Immigration Orders.Compare your drug and health plan options during the Medicare Open Enrollment period October 15th - December 7th. Does your current drug plan cover expensive new prescriptions? If not, you need to check your other options. Chances are another plan will. Use the Drug and Health Plan Finder at. Make sure you carefully enter every prescription drug you take in order to get a custom comparison of your best drug plan choices. Costs can vary by hundreds, even thousands, of dollars, and you may be very surprised by the savings from switching to a better plan. You can get unbiased help to compare your coverage. Call your Area Agency on Aging and ask for the help of a State Health Insurance Assistance Program counselor, or visit online..TSCL's Board of Trustees Meets with Members of Congress.This week, House lawmakers remained in their home districts for the final week of the August recess. Meanwhile, The Senior Citizens League saw support grow for one key bill that would increase competition in the pharmaceutical industry and improve access to affordable prescription drugs.

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The difference in drug prices between the lowest and highest costing plans, can be in the hundreds, or even thousands, of dollars. For brand name and specialty drugs, the most frequent reason that the drug costs so much more in the highest costing plan is lack of coverage. The drug is not listed on the high cost plan's formulary. For example, the lowest cost plan for Sovaldi, a drug used to treat Hepatitis C, charges ,600 in co-insurance. The highest cost drug plan charges 0,800, the full cost of the drug, because Sovaldi is not on the plan's formulary..[iv] Social Security Disability Insurance Trust Fund: Background and Solvency Issues, William R. Morton, November 20, 2013..Also this week, seventeen new cosponsors signed on to Rep. Rodney Davis's Social Security Fairness Act, bringing the total up to thirty-eight. In addition, one new cosponsor signed on to Sen. Mark Begich's Social Security Fairness Act in the Senate, bringing the total to four. Both bills, if signed into law, would repeal the Government Pension Offset and the Windfall Elimination Provision two provisions that unfairly reduce the earned Social Security benefits of millions of teachers, firefighters, peace officers, and other state or local government employees each year. TSCL firmly believes that the GPO and the WEP should be repealed immediately so that dedicated public servants receive the retirement security they deserve. H.R. 1795 and S. 896 would do just that, and we were pleased to see eighteen new cosponsors announce their support this week. … Continued

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This week, budget conferees released their fiscal 2016 blueprint, and lawmakers in the House voted in favor of it. In addition, The Senior Citizens League announced its support for one new piece of legislation the Protecting and Preserving Social Security Act..Medicare costs take a significant portion of retirees' Social Security benefits. A survey conducted by The Senior Citizens League found that more than 51 percent of survey participants report spending at least 6 per month on total healthcare costs and more than one in- five spend ,000 or more per month..A third initiative will increase access to nutritious foods for homebound individuals who can no longer drive by allowing Supplemental Nutrition Assistance Program benefits to be used for food delivery services. In addition, the Department of Transportation will be rolling out a new project called the National Aging and Disability Transportation Center. The .5 million initiative will help develop transportation options available to homebound older Americans. … Continued

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