Premium subsidies are actually advance federal tax credits and available only for people buying their own insurance on the insurance exchanges. You qualify if your income is less than ,960 for individuals or ,040 for a family of two. Your "modified adjusted gross income" will be used to determine your income. That includes your household's adjusted gross income plus any tax-exempt Social Security, interest and foreign income you have. When you apply, the government will access your most recent tax return to confirm the income data that you report..Because Medicare Advantage plans receive a capped monthly reimbursement for each beneficiary, TSCL is concerned that there is a potential financial incentive for Medicare Advantage plans to inappropriately deny some services or prescriptions in an attempt to increase their profits. Denial of medically necessary care and prescriptions can worsen your health, as well as leading to high out-of-pocket costs, financial burdens, and debt..Pressure on Congress is ramping up for immigration legislation that provides a "clear path to citizenship" for an estimated 12 million illegal immigrants. House GOP Members are reportedly working on several immigration bills, including two that would grant some form of legal status. Conservative pro-immigration reform groups, including business leaders and law enforcement, are pushing the House to take action, perhaps early this spring. The Senate passed an immigration reform bill last July..Senator Bernie Sanders introduced S. 99 on January 10, 201It has since been referred to the Committee on Finance..New Co-Sponsors Added to Key Bills.Since 2009 the COLA was zero in 2010, 2011, and 2016, and only 0.3 percent in 201Since 2010, the COLA has averaged just 1.2 percent, compared to the prior decade, 2000 through 2009, when the COLA averaged 4 percent..Congress has reallocated payroll taxes at least 9 times in the past to temporarily avert trust fund financing crises, according to the Congressional Research Service. "Doing so now would be much more difficult, because the retirement program is in cash deficit, and the government is borrowing money to cover retirement and survivor benefits," Cates points out. "Reallocation from the retirement trust fund would mean the government would have to borrow more, a recipe for more explosive debt limit show downs in coming months," he says. "The situation could put all Social Security benefits, including retirement and survivors benefits, at risk of cuts in debt limit negotiations," Cates explains..What do you think? Take TSCL's 2016 Senior Survey..Because the Democratic majority in the House is so slim, lawmakers are approaching legislation with an eye on the elections next year. Democrats, especially those facing tough reelection fights in swing districts, will face enormous pressure from the powerful drug lobby to oppose the bill.

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The report, which was published in the medical journal Heart, also notes that the more you eat, the greater your risk, with each additional weekly serving of a half-cup of fried food increasing that risk by 3 percent..There's an overwhelming flood of retirement information targeted to higher -earning upper income Americans, but just about everyone else with more modest incomes are without the guidance to help make the best retirement decision..2013 Medicare & You, Centers for Medicare and Medicaid Services, October, 2012. … Continued

Medicare Press Release Medicare Beneficiaries Spent An Average Of 5460 Out Of Pocket For Health Care In 2016 With Some Groups Spending Substantially More

Unlike many other organizations TSCL accepts no government funding -- this leaves us free to truly represent the interests of supporters like you..To read more about Medicare see the 2015 Medicare & You handbook. Get a copy here..In fact, unlike the surtax on high earners, this 3.8% net investment tax was not even a specific provision of Affordable Care Act. It was a provision of a separate bill, the Health Care Education and Reconciliation Act of 2010 which was passed about two days after the Affordable Care Act. By setting up the revenues so that they would flow to the General Fund, Congress by-passed earmarking those revenues for the Medicare Part A or Part B Trust Fund. That also means that, when those revenues are used for other purposes, the Medicare Trust Funds are not earning any interest from the federal government for the use of those funds. … Continued

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