Older Americans report that their household budgets jumped substantially last year despite the lack of growth in their Social Security benefits, according to a new survey by The Senior Citizens League. "The gap between benefit growth and retiree costs was particularly pronounced due to rising prices of the most essential items in retirees' budgets, - medical and food costs," says TSCL's Social Security and Medicare policy analyst, Mary Johnson. TSCL today sent a letter to Congressional leaders calling upon them to enact legislation that would provide a modest boost to Social Security benefits..Unlicensed loan offers through the mail, via telephone, or door-to-door. "Auto payments of per month! Interest rates as low as 2.4 APR! Keys to the door of your next car!" It's not unusual to find auto loan offers in your mailbox, but beware. Make sure any lender you work with is legitimate, and licensed..While some patients may have used video conferencing or telephone calls with their doctors during the coronavirus shut down, at some point a physical exam and lab work usually is needed..Patients and their families want to know if the medication will help slow the progression of cognitive decline, especially in view of the serious side effects it can cause, but doctors have no definitive answer yet. The rate and progression of cognitive decline varies widely among people who have started experiencing memory and thinking problems. Thus, it is difficult to quantify how much of a difference the drug would make for a given patient..Redfield said the agency would continue to try and push the message that people should wear marks: "We're going to continue to try to figure out how to get more and more people to embrace it.".Indeed, the Social Security Administration does not "promise" a specific amount of benefits, but they do not promise to replace a specific percentage of pre-retirement earnings either. Both benefit amounts and "replacement rates" can change at any time if Congress and the Social Security Administration deem it necessary. Prior to the 1977 changes, the replacement rate was not a stable percentage. For people who retired under the 1972-73 flawed formula, replacement rates grew from 39% to a high of 54%. The new benefit formula led to a lower, more stable replacement rate of about 43%, as well as lower benefits..As you might imagine, the Congressional schedule has been totally rearranged. They had scheduled recesses for the national party conventions, their usual August recess, and then for the elections. We assume those are all up-in-the-air now..Improving the disability program's integrity by prohibiting the use of medical evidence from health providers who have been convicted of a felony, when deciding whether an applicant qualifies for benefits. This would make it more difficult for criminals to game the system..This week, one new cosponsor Rep. Adam Smith signed on to the Social Security 2100 Act, bringing the total up to 16The bill, which was introduced just over a month ago, has more support in Congress than any other comprehensive Social Security reform bill to date.

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Gives you Special Enrollment Periods to enroll or change plans during the year outside of the fall Open Enrollment period...TSCL continues working for enactment of The Notch Fairness Act, which has recently been reintroduced in both the House and Senate. Like an "old age boost" the legislation would provide Notch Babies born from 1917 through 1926 with a choice of ,000 payable in four annual installments of ,250 or an improved monthly benefit. To learn more about The Notch Fairness Act, click here. … Continued

Private Insurance Press Release Analysis Cadillac Tax On High Cost Health Plans Could Affect 1 In 5 Employers In 2022

TSCL recently released an analysis of the proposal that estimates the chained CPI would cut the growth in average benefits of ,100 today by about ,634 over the course of a 25-year retirement, and that assumes that the economy becomes more stable soon. Nevertheless, the reductions in COLA growth compound over time, and are deepest when seniors are the oldest and sickest. By the time seniors are in their late 80s or 90s, when they are most likely to have chronic health problems, monthly benefits would be about 5 lower using the chained CPI...A push in the House to give legal status to illegal immigrants is reviving some movement toward immigration legislation this year. But the effort is running into outspoken opposition, including that from TSCL's grass roots senior members and supporters. At issue is whether undocumented immigrants, who have used fraudulent Social Security numbers to get jobs, would be allowed to claim Social Security payments based on earnings under those numbers. … Continued

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