"Improving adult access to vaccines can save thousands of lives and billions of dollars. The health care costs associated with low adult vaccine rates are high - each year, the U.S. spends billion treating Medicare beneficiaries alone for four vaccine-preventable diseases. Cost-sharing and co-pays for vaccinations recommended by the Center for Disease Control and Prevention Advisory Committee on Immunization Practices were removed for all Affordable Care Act compliant private plans in 2010; however, Medicare beneficiaries were left out of this change and can still face high out-of-pocket costs for vaccinations.".Indeed, the Social Security Administration does not "promise" a specific amount of benefits, but they do not promise to replace a specific percentage of pre-retirement earnings either. Both benefit amounts and "replacement rates" can change at any time if Congress and the Social Security Administration deem it necessary. Prior to the 1977 changes, the replacement rate was not a stable percentage. For people who retired under the 1972-73 flawed formula, replacement rates grew from 39% to a high of 54%. The new benefit formula led to a lower, more stable replacement rate of about 43%, as well as lower benefits..But one thing is for sure: regardless of whether any agreements on the federal budget are reached or not, Congress will get their pay eventually..This week, the implementation of President Obama's recent immigration orders was halted by a federal court ruling. In addition, The Senior Citizens League announced its support for one new piece of legislation..The deduction is especially important to people age 65 and over, since spending on medical expenses increases with age, and healthcare costs can be considerable. About 23 percent of participants in The Senior Citizens League's 2018 Senior Survey said they routinely itemize medical expenses. A recent report from the non-partisan Kaiser Family Foundation says that Medicare households spent on average ,355 in 2016 on healthcare costs that Medicare doesn't cover. That's equivalent to ,700 in 2018 adjusting for inflation..Will you pay taxes on your Social Security benefits this year? Take TSCL's annual Senior Survey, visit..TSCL worked hard for the Medicare Part B "roll back" last fall which prevented an even larger Part B premium spike in 2016, and stands ready to ask lawmakers to do the same in 201You can help: Contact your Representative in the House and Senators now and ask your lawmakers to take action to stop the Medicare Part B premium spike. Call your lawmakers toll free at or send an email to your Members of Congress..About 44 percent of TSCL Senior Survey respondents last year said that their Social Security benefit was lower in 2011 after deduction for Medicare premium payments. Another TSCL survey found that 44 percent of respondents also said they spent at least 0 a month on Medicare premiums and other out-of-pocket costs in 201"With the average benefit at ,100, about 17 million seniors are spending one-third of their Social Security benefit on Medicare costs, " Hyland observes..President thinks about taking money from Social Security to pay for economic stimulus

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One new cosponsor also signed on to Rep. Allyson Schwartz's Medicare Physician Payment Innovation Act this week, bringing the total up to thirty-one. The new cosponsor is Rep. Tom Latham. If signed into law, Rep. Schwartz's bill would repeal and replace the faulty formula that is used to determine reimbursements for doctors who treat Medicare patients. The current formula breeds uncertainty within the program, and H.R. 574 would establish much-needed stability..Never allow anyone into your home to check electrical wiring, natural gas pipes or appliances unless you have scheduled an appointment or have reported a utility problem. Also, ask utility employees for proper identification..The Humane Society of the United States, HumaneSociety.org, maintains a comprehensive list of financial aid-related organizations that can help with pet costs. There are animal welfare organizations that can help out with vet bills, either with low-cost care, loans, or grants. … Continued

Patient Education Helping Your Heart Tests And Procedures

This week, House and Senate lawmakers returned to Capitol Hill to begin the "lame duck" session. In addition, The Senior Citizens League saw two key Medicare bills gain support in Congress..The COLA as currently calculated is failing to protect the buying power of the beneficiaries for whom it is intended. TSCL supports legislation, the 3% COLA Act, that would ensure a more fair and adequate COLA two ways. It would base the annual boost on an index that more accurately reflects of the costs of older Americans - the Consumer Price Index for the Elderly. In addition, the legislation would require an annual minimum COLA of no less than 3%..This week, action on Capitol Hill was slow as Members of Congress remained in their home states and districts to prepare for the upcoming election. Lawmakers are expected to return to Capitol Hill on Tuesday, November 13th, to begin the lame-duck session. … Continued

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